United States of America’s one of the largest health care plan providers Humana Inc. (HUM) announced the launch of a new dental insurance plan — HumanaOne Dental Loyalty Plus Plan — aimed toward individuals who do not have any dental coverage, such as retirees, self-employed people and individuals who do not get dental insurance coverage from their employers.
The plan will reward policyholders for long-term enrollments by providing incremental coverage in the second and third years. From the third year onwards, Humana will provide maximum coverage of 100% for most preventive services, 70% for basic services (such as fillings, extractions and x-rays) and 50% for major services (such as root canals, dentures and crowns). Moreover, the policyholders will not be required to make any copayments for the preventive services.
The plan will reward policyholders for long-term enrollments by providing incremental coverage in the second and third years. From the third year onwards, Humana will provide maximum coverage of 100% for most preventive services, 70% for basic services (such as fillings, extractions and x-rays) and 50% for major services (such as root canals, dentures and crowns). Moreover, the policyholders will not be required to make any copayments for the preventive services.
